A 6-week SOA Exam FM study plan covers roughly 100 hours at ~17 hours per week. This pace is demanding for Exam FM. Most candidates cannot sustain 17+ hours per week alongside a full-time job. Consider this plan if you have flexible schedule weeks ahead or significant prior exposure to the material.
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Every module dated to your exam, with quizzes and FSRS flashcards generated from your own materials.
A 6-week Exam FM plan walks the syllabus module-by-module before transitioning into review and mock phases. Module weeks are allocated proportional to SOA topic weights — heavier-weighted modules get more time, lighter ones either get a single week or pair with adjacent topics on intensive paces.
Cover Time Value of Money (10–15%), Annuities (15–20%), Loans (10–15%) in this week — paired because their individual weights are light or the intensive pace requires combining adjacent syllabus sections. Read each objective, flashcard the key formulas, and run one quiz across the group before moving on.
Cover Bonds (10–15%), General Cash Flows and Portfolios (15–20%) in this week — paired because their individual weights are light or the intensive pace requires combining adjacent syllabus sections. Read each objective, flashcard the key formulas, and run one quiz across the group before moving on.
Cover Immunization (10–15%), Interest Rate Swaps (0–5%), Determinants of Interest Rates (0–10%) in this week — paired because their individual weights are light or the intensive pace requires combining adjacent syllabus sections. Read each objective, flashcard the key formulas, and run one quiz across the group before moving on.
Weak-topic drilling. exclam.ai surfaces topics where you underperformed during coverage and re-quizzes them. Daily FSRS flashcard reps across all 8 topics to prevent decay. Start doing timed question batches focused on the heaviest-weight sections.
Full-length Exam FM practice exams under timed conditions. Target one mock every 3–5 days. Same-day error review: for every question you miss, re-derive the solution from scratch. Taper in the final 3 days — light flashcards only.
Exam FM has 8 topic areas. This plan allocates time across all of them, weighted by the approximate exam weights.
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