A 14-week SOA Exam FM study plan covers roughly 100 hours at ~7 hours per week. The sweet spot for most working candidates on Exam FM. 7 hours per week is enough for full coverage plus meaningful review and multiple mock exams.
A visual preview of how exclam.ai turns this 14-week plan into daily reading, flashcard, quiz, review, and mock streaks. Adjust the start date and review week to match your exam timeline.
A 14-week Exam FM plan walks the syllabus module-by-module before transitioning into review and mock phases. Module weeks are allocated proportional to SOA topic weights — heavier-weighted modules get more time, lighter ones either get a single week or pair with adjacent topics on intensive paces.
Interest rates, discount rates, present and future value, and the relationships between different interest measurement conventions. Build flashcards covering every learning objective and quiz yourself before moving to the next module.
Level and varying annuities paid annually or more frequently, annuities due and immediate, and deferred annuities. Build flashcards covering every learning objective and quiz yourself before moving to the next module.
Loan repayment, amortization schedules, sinking funds, and varying loan payments. Build flashcards covering every learning objective and quiz yourself before moving to the next module.
Bond pricing, yield to maturity, premium and discount, and book value schedules. Build flashcards covering every learning objective and quiz yourself before moving to the next module.
Valuing arbitrary cash flow streams, net present value, internal rate of return, dollar-weighted and time-weighted returns. Build flashcards covering every learning objective and quiz yourself before moving to the next module.
Portfolio immunization strategies, Redington immunization, full immunization, and asset-liability matching. Build flashcards covering every learning objective and quiz yourself before moving to the next module.
Basic mechanics of interest rate swaps, including fixed and floating legs and swap rate determination. Build flashcards covering every learning objective and quiz yourself before moving to the next module.
Economic and market factors that shape interest rates, including inflation, risk premiums, and the yield curve. Build flashcards covering every learning objective and quiz yourself before moving to the next module.
Weak-topic drilling. exclam.ai surfaces topics where you underperformed during coverage and re-quizzes them. Daily FSRS flashcard reps across all 8 topics to prevent decay. Start doing timed question batches focused on the heaviest-weight sections.
Full-length Exam FM practice exams under timed conditions. Target one mock every 3–5 days. Same-day error review: for every question you miss, re-derive the solution from scratch. Taper in the final 3 days — light flashcards only.
Exam FM has 8 topic areas. This plan allocates time across all of them, weighted by the approximate exam weights.
Upload your ACTEX manual, scanned ASM pages, TIA handouts, or your own notes, exclam.ai builds the fully guided plan for you. Free to start.